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Understanding the Different Programs
The Social Security Administration’s rules are complex and constantly changing, so it is important to have an experienced attorney assist you each step of the way.
SSD (Social Security Disability Insurance)
Social Security Disability Insurance makes monthly disability payments to those who are unable to work due to disability. The program is open to individuals who meet certain qualifying requirements and who have worked enough quarters to qualify for benefits.
SSI (Supplemental Security Income)
Supplement Security income provides monthly disability benefits to disabled individuals who have not worked long enough to qualify for SSDI and who meet Social Security’s financial eligibility requirements.
“25 years of combined experience in helping disabled individuals get medical and financial assistance.”
Qualifying Medical Conditions
Medical conditions that may entitle you to disability compensation include but are not limited to:
- Chronic Fatigue Syndrome
- Multiple Sclerosis (MS)
- Degenerative Disc Disease
- Bipolar Disorder
- Crohn’s Disease
- Rheumatoid Arthritis
- Congestive Heart Failure
- Chronic Heart Failure
- Anxiety Disability
- Reflex Sympathetic Dystrophy
- HIV AIDS
- Hepatitis C
What are the age restrictions with SS?
You can be found to be disabled by Social Security Administration at any age, although specific rules and regulations apply to claimants over 50 years of age and over 55 years age — usually making it easier to obtain benefits.
How long can I receive benefits?
You can receive benefits until you reach full retirement age or until your condition improves to the point where you are able to return to work on a full-time basis and for a period of more than 9 months.
Can I return to work and still receive benefits?
Depending on your circumstances, you may be able to return to work without jeopardizing your disability payments. Also, even if you return to work for a short period of time after your disability, you still may be entitled to make a claim for the full period of disability.
Can I have other sources of income and still receive Social Security payments?
Yes. Provided you are not earning money from work-related activities, there is no limit to the amount of other income you can receive in addition to your Social Security payments. This includes income from rents, trust payments and other financial investments. Individuals applying for SSI benefits are subject to other certain requirements.
If my application for benefits was denied, can I appeal my decision?
Almost certainly, yes. If you do, it is advisable to hire a Social Security lawyer. In our experience, many rejected claims are later approved on appeal or after a hearing before an Administrative Law Judge.
How much will I receive in SSD or SSI benefits?
The amount of Social Security benefits you can expect to receive depends on your earnings history. It could be anywhere from a few hundred to several thousand dollars per month.
How long does the Social Security claim process take?
A successful application could take anywhere from 6 to 18 months to process, depending on your case. Applications which require a hearing before an Administrative Law Judge take longer to process.
What will it cost me to hire Apex Disability Law to handle my Social Security claim?
It will cost you nothing, unless we are successful in obtaining your benefits. We work on an agreed percentage basis, capped at 25% by Federal law.
Can I claim Social Security benefits for my children and dependents?
Disabled workers are entitled to receive auxiliary benefits for minor children at a rate of approximately 40% of the disabled workers monthly payment.
What can I do to improve my chances of winning SSI or SSD benefits?
Getting regular treatment from a doctor who supports your application is vital. If you cannot afford to continue to see your regular health care provider, Apex can provide information regarding options for obtaining medical treatment.
Since 2009, Apex Disability Law LCC has focused exclusively on Social Security Disability Law. We have represented thousands of disabled individuals in their claims for Social Security benefits. This representation has required hundreds of hearings before administrative law judges, as well as appeals to the Social Security Appeals Council and in the United States District Court. Steven Earl is a member of the National Organization of Social Security Claimant’s Representatives, the Colorado Bar Association, and the Colorado Trial Lawyers Association.
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